ORLANDO HOME INSPECTION SERVICES
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321-710-OHIS (6447)

Orlando Home Inspection Services

4-Point Insurance Inspection


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321-710-OHIS (6447)
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Discounts available on bundled inspection packages.
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Additional services to consider:​​
  • Generalist/Standard Residential Inspection
  • Wind Mitigation Inspection
  • Wood Destroying Organisms (Termite) Inspection
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This is an insurance inspection. 4-Point Inspections are for homes 30 years or older. 

A 4-Point Insurance Inspection is an unbiased, limited-in-scope home inspection.

It is NOT the same as a Generalist/Standard Residential Home Inspection, or Buyer’s Pre-Purchase Home Inspection. Those are far more comprehensive both in detail and scope.


The 4-Point Insurance Inspection is only for home owners:
  1. Seeking insurance for the first time
  2. Renewing an existing home owners’ insurance policy

It focuses on four basic systems in a home:
  1. Roof
  2. Electrical
  3. HVAC – Heating, Ventilation and Air Conditioning
  4. Plumbing

All 4-Point Insurance Inspections can only be performed by a Florida-licensed professional. The licensed inspectors dated signature must be verified. This has been in effect since September 30, 2012, in the State of Florida.

Insurance companies want to find out if:​

  • the home is prone to flooding
  • the roof of the home could be wind-damaged soon after the policy is issued
  • the roof system has a useful life expectancy of at least 2-5 years
  • there are major safety issues with the home’s electrical system - (Is there an outdated or unsafe main? Sub electrical panel (or load center)? Any defective and unsafe wiring?
  • the plumbing system – supply, drain, water heater and fixtures are in good condition
  • If the home has any problematic Polybutylene piping - (Does it run through the attic?)
  • the HVAC System – condensing unit, air handler and duct system – (Is it in good working condition? Has it been well maintained? Does it have a reasonable useful life expectancy of between 2-5 years?)​​
  • there were any upgrades done, were permits pulled and were they done professionally

Different insurance companies required different information. There are no specific industry wide standard forms for a Four Point Inspection. ​There may be cases when some insurance companies may provide their own forms.

Most insurance companies will accept forms from companies that perform home inspections. The must 
be filled out by licensed and certified home inspectors.
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Orlando Home Inspection Services
1838 Imperial Palm Dr, Apopka FL, 32712​
321-710-OHIS (6447)
Have me call you.

What Our Clients Are Saying:

I found Desmond on the internet. From start to finish Desmond was a really nice guy he helped me out and pointed out some things that I thought were very valid as far as what you need to know before you buy a home. I feel secure with his reports and I am going to buy the home because of what Desmond has told us. I appreciate all of his hard work and I’ll definitely refer him to all of my friends and family. Matt Hamilton, Orlando, Florida​
© 2022 OHIS and the logo are trademarks of Orlando Home Inspection Services. Other marks are the property of their respective owners. All Rights Reserved
  • Home
  • Client Testimonials
  • Buy Back Guarantee
  • Schedule
    • Online Scheduler
  • Services
    • All Inspections
    • Generalist Home Inspection
    • 4-Point Inspection
    • Wind Mitigation Inspection
    • Wood Destroying Organisms (Termite) Inspection
    • For Buyers >
      • Pre-Purchase Inspection
      • New Construction Phased Inspection
    • For Sellers >
      • Pre-Sale or Pre-Listing
      • For Sale By Owner (FSBO) Inspection
      • Pre-Divorce Inspection
    • For Home Owners >
      • 11th Month Warranty Inspection
      • Annual Home Maintenance Inspection
    • For Movers or Renters >
      • Move-In Move-Out Inspection
      • Re-Location Inspection
    • For Insurance Co. and Lenders >
      • Mobile Home Foundation Certification
      • Roof Certification Inspection
    • Specialized Offerings >
      • Multi-Unit Inspection
      • Pet-Friendly Inspection
  • Blog
  • More...
    • About Us
    • Master Inspector Certifications
    • Code of Ethics
    • Standards of Practice
    • Sample report
    • Service Area Zip Codes
    • Home Inspection Glossary